Insurance Litigation

Helping Clients Recover Insurance Benefits

Insurance policies are designed to protect people against losses. Whether the insurance you have purchased is life insurance, automobile insurance, homeowners insurance or some other type of coverage, you expect that your insurance carrier will reimburse you when you sustain a loss. Unfortunately, insurance companies do not always live up to their end of the bargain. Even if you have faithfully paid your premiums, an insurance company sometimes will refuse to cover your claim. When this happens, you need to consult an experienced insurance disputes attorney who can help you recover the insurance benefits you are legally entitled to.

The attorneys at Fredeking & Biser Law Offices have more than six decades of collective experience fighting powerful insurance companies. Our lawyers know just how difficult it can be when an insurance company fails to honor your claim. Unfortunately, we also know that these types of situations are far too common, as many insurance companies look for every possible way to avoid making payments to their policyholders.

Insurance Coverage Denials and Bad Faith Claims

If your insurer has refused to pay on your policy based on grounds that the coverage does not apply, we are here to help. Our lawyers are very familiar with the complex language used in insurance contracts. We also know that some insurance companies routinely look for “exclusions” in the policy so they don’t have to pay on the policyholder’s claim. When this happens, our attorneys will carefully review the terms and conditions of your policy to make certain that you receive the payment you are rightfully entitled to.

It is important to recognize that in West Virginia insurance companies have a legal duty to act in good faith when a policyholder makes an injury or damage claim. This means that if an insurance company unreasonably denies a valid claim, fails to offer an adequate settlement amount, or illegally delays a payment, then the company could be found to be acting in bad faith for failing to perform under the insurance contract.

Working to Secure Fair Settlements for our Clients

The lawyers at our firm understand just how frustrating it can be when an insurer denies your claim. We are a team of strong and dedicated attorneys who aggressively fight insurers in coverage disputes involving a wide range of insurance products.  In many of these cases, we can resolve the dispute with the insurance carrier quickly and outside of the litigation process. However, if the insurance company fails to make a fair settlement offer, we will vigorously argue your case in court. Our lawyers are skilled trial attorneys with years of experience preparing and presenting these types of cases before judges and juries in both state and federal court.

Contact Fredeking & Biser Law Offices Today

If your insurance company is giving you a difficult time about a damage or accident claim, an experienced attorney at Fredeking & Biser is here to help. The attorneys at Fredeking & Biser Law Offices offer free legal consultations where we will review your case and discuss the legal options that may be available to you. Contact us today to schedule your appointment.

Insurance Litigation practice areas include:

  • First Party Bad Faith & Insurance Coverage Denials
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